Payment Gateway
One secure checkout for mada, credit cards, Apple Pay, STC Pay and SADAD — with smart routing that keeps success rates high.
- Hosted & embedded checkout
- Smart payment routing
- Saved payment methods
Payments • Built for Business
Powering Payments.Built for Modern Business.
Accept digital payments, manage every transaction, send payment links and run payouts — then watch performance in real time as RPAD scales with you.
Business Payment Card
•••• •••• •••• 4829
Available balanceSAR 128,450.00
Valid thru09/29
Payment Successful
Just now
SAR 24,500
Payment Received
via mada
+SAR 8,400
Success Rate
99.8%
Monthly Revenue
SAR 1.25M
This month
Trusted infrastructure at scale
- Businesses Served
- 50K+
- Transactions Processed
- 120M+
- Platform Availability
- 99.9%
- Payment Support
- 24/7
Placeholder figures for demonstration.
Payment Infrastructure
Everything You Need to Move Money
A single, connected platform for collecting, routing and paying out — designed to grow from your first payment to your millionth.
Payment Links
Share a link over chat or email and get paid in seconds.
Recurring Payments
Automate subscriptions and instalments with smart retries.
Next charge in 3 days
Payouts
Pay vendors and partners in bulk with full tracking.
Batch of 128 payouts
Payment Methods
Accept Payments Everywhere
Offer customers the way they prefer to pay — all through a single RPAD integration.
- 01
Credit & Debit Cards
Major card networks with saved-card support for faster repeat checkout.
Visa · Mastercard · American Express
- 02
mada
Saudi Arabia's national debit network, including mada Pay tap-to-pay.
mada · mada Pay
- 03
Bank Transfer
SADAD bill payments and direct transfers from Saudi banks.
SADAD · SARIE · IBAN
- 04
Digital Wallets
Popular digital wallets for one-tap payments on web and mobile.
Apple Pay · STC Pay
- 05
Mobile Payments
Native-feeling checkout inside Android and iOS apps.
Android · iOS SDKs
- 06
Recurring Payments
Mandates and saved methods for subscriptions and instalments.
Subscriptions · Instalments
Payment Flow
How Money Moves Through RPAD
Every payment travels a secure, monitored path — from your customer's first tap to funds in your account.
- 01
Customer
Pays by mada, card, Apple Pay or SADAD.
- 02
RPAD
Encrypts, screens and routes the payment.
- 03
Payment Processing
Authorised with the network and bank.
- 04
Business
Funds settled and reported in real time.
Settled
Customer → RPAD → Payment Processing → Business
Developer Experience
Payments Built for Developers
Clean, versioned APIs with consistent responses, idempotent requests and a sandbox that mirrors production.
- REST APIsPredictable, resource-oriented endpoints.
- SDKsOfficial libraries for popular languages.
- WebhooksSigned, real-time event delivery.
- SandboxTest every flow without real money.
- DocumentationGuides and a complete API reference.
POSTapi.rpad.com/v1/payments
Request
POST /v1/payments
{
"amount": 4999,
"currency": "SAR",
"method": "mada"
}Response200 OK
application/json
{
"status": "success",
"payment_id": "pay_demo_48291"
}success142 msidempotency-key: 6f1c-demo
Static example — no request is sent.
Merchant Dashboard
See Every Payment.Understand Every Transaction.
Revenue, payment performance, refunds and customers — all in a dashboard built for the people who run your business.
Explore the demo dashboardDashboard Overview
Here's what's happening with your payments today.
Total RevenueSAR 1.25M
+12.4%vs last month
Transactions18,492
+8.1%vs last month
Success Rate99.8%
+0.3%vs last month
RefundsSAR 12,450
-2.1%vs last month
Revenue OverviewMonthly gross volume, 2026
This yearLast year
| Monthly gross volume, 2026 | This year | Last year |
|---|---|---|
| Jan | SAR 620K | SAR 410K |
| Feb | SAR 680K | SAR 460K |
| Mar | SAR 710K | SAR 520K |
| Apr | SAR 790K | SAR 500K |
| May | SAR 840K | SAR 580K |
| Jun | SAR 810K | SAR 630K |
| Jul | SAR 930K | SAR 610K |
| Aug | SAR 1.02M | SAR 690K |
| Sep | SAR 1.25M | SAR 740K |
| Oct | SAR 1.18M | SAR 780K |
| Nov | SAR 1.29M | SAR 860K |
| Dec | SAR 1.36M | SAR 910K |
Payment Performance
Share of payments this month
18,492Total payments
- Successful94.6%17,494
- Failed2.1%388
- Pending1.8%333
- Refunded1.5%277
Payment Methods
Volume by method
- Card42%
- mada33%
- SADAD15%
- Wallet10%
Payment Performance
- Successful94.6%
- Failed2.1%
- Pending1.8%
- Refunded1.5%
Recent Transactions
Latest activity across all payment methods
All dashboard data is fictional and static.
Security
Security Built Into Every Transaction
Layered safeguards protect payment data, detect risk and keep your platform available.
Secure APIs
Scoped API keys, signed webhooks and TLS on every request.
Encryption
Sensitive data encrypted in transit and at rest, with card tokenisation.
Fraud Protection
Rule-based and behavioural risk checks flag suspicious activity.
Transaction Monitoring
Continuous monitoring surfaces anomalies as they happen.
Access Controls
Role-based permissions and two-factor sign-in for your team.
Explore security
Designed with modern payment security practices.
Security Monitor
Demo dataAll systems protected
- Average risk score
- Low
- Suspicious attempts blocked
- 1,284
- Requests encrypted
- 100%
- API availability
- 99.99%
Recent security events
- Velocity rule triggered — payment held for review
- API key rotated by admin
- Webhook signature verified
Industries
View all industriesBuilt for How You Do Business
Payment flows tailored to the realities of your industry.
Featured01
E-commerce
Fast, mobile-first checkout that converts browsers into buyers.
RPAD offers an optimised checkout with every popular payment method, smart routing and one-click refunds.
- One-tap checkout
- Saved cards and mada
- Instant refunds
- Sale-day scaling
- 02RetailUnify in-store and online payments in one view.
- 03SaaSSubscription billing that scales with your customers.
- 04EducationSimple fee collection for schools, colleges and ed-tech.
- 05HealthcareSecure, simple payments for clinics and providers.
- 06TravelFlexible payments for bookings, deposits and changes.
- 07LogisticsCollect and disburse across your delivery network.
- 08MarketplacesSplit payments between buyers, sellers and your platform.
Ready to Build Better Payments?
Start building a faster, simpler payment experience with RPAD.